inevitable. we need somebody to -- and a group of people, perhaps, to step up and say, something's got to change. because we can't sit back and watch the train go down the tracks with the bolts flying off. because we know what's going to happen. and this is our country, our economy, our fellow citizens, the children, the young people trying to get jobs, people trying to grow a business, business own who are are trying to do planning, who are putting off expansion, putting off buildings, putting off all kinds of things that could create and generate other jobs not just within their own businesses. construction work, another thing. so it's crying out for leadership, and i would say this is a great start and i would continue down that path. >> thank you. i yield back. >> thank you. that was a great summary, actually. at this point, i'd like to yield five minutes to mr. payne. >> thank you, mr. chairman. >> mr. payne, would you yield for one second? >> yes. >> okay.